Spend Freely on What Matters. Stop Unconsciously Funding What Doesn’t When people decide they need to improve their finances, they often start looking for things to cut. Coffee. Restaurants. Subscriptions. Vacations. Anything enjoyable immediately becomes

Spend Freely on What Matters. Stop Unconsciously Funding What Doesn’t When people decide they need to improve their finances, they often start looking for things to cut. Coffee. Restaurants. Subscriptions. Vacations. Anything enjoyable immediately becomes

Money Works Better When it has Somewhere to Go There is a question I have asked people about money for years: Why are you saving it? It sounds almost too simple. Most people know they

Investing: What Do I Do Now? A Plain-English Beginning for People Who Know They Should Invest but Aren’t Quite Sure What That Means There is a moment in almost every financial conversation when someone says:

Fear, Guilt, Shame, Anger, Oh My! Learning to Work With Money Without Letting It Run (or Ruin) Your Life Money is numbers. Until it isn’t. A bank balance is a number. A credit-card balance is

Reduce What You Owe Without Making Debt Your Whole Financial Life There is a point in almost every conversation about debt when somebody says something like: “I just want it gone.” I understand. Debt can

How to Build Financial Stability Without Making Debt the Only Job Your Money Has One of the biggest mistakes I see people make with money is actually a very understandable one. They decide they are